7 Best Overwater Bungalows in Florida

Florida, known as the Sunshine State, has long been a favorite destination for travelers seeking unforgettable family-friendly vacations or romantic getaways for couples.

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By Amir Deen

Amir Deen

Amir Deen, a San Diego native, is a versatile copywriter whose writing spans educational topics to enticing travel destinations. As a co-founder of Breather Content, he’s committed to creating engaging digital content. When he’s not writing, he enjoys spending time in nature, traveling to new places, and hanging out with friends and family.

Its magnetic appeal lies not only in its warm climate and stunning natural beauty but also in the diverse range of experiences it offers to suit every taste.

Families are drawn to Florida’s world-renowned theme parks, such as Walt Disney World and Universal Studios, where magical moments and thrilling adventures await. 

For couples, the state’s romantic beaches, vibrant nightlife, and charming coastal towns provide the perfect backdrop for a romantic escape. Whether it’s lounging on pristine sandy shores or savoring delectable seafood, Florida has something to offer everyone.

Adding to Florida’s allure are its exceptional overwater bungalows and resorts, which have become increasingly popular among travelers seeking a touch of luxury and serenity. 

These enchanting accommodations offer a unique and immersive experience, allowing you to stay right above the tranquil waters of the Gulf of Mexico or the Atlantic Ocean. The allure of waking up to the gentle lapping of waves and the breathtaking views of the surrounding waters is simply irresistible. 

In this guide, we will explore some of Florida’s most exquisite overwater bungalows and resorts, each offering a unique blend of natural beauty, luxury, and relaxation.

NamePhone NumberNumber of ReviewsAverage Rating
Bungalows Key Largo+1 305-363-28307524.3 / 5
Disney World Polynesian Villas & Bungalows+1 407-939-5277219164.7 / 5
Little Palm Island Resort and Spa+1 305-684-83413274.6 / 5
The Grand Tiki Suite183.9 / 5
Largo Resort+1 305-451-04242504.6 / 5
La Siesta Resort & Villas+1 844-207-92658324.2 / 5
Playa Largo ResortN/AN/AN/A / 5

Florida’s 7 Best Overwater Bungalows and Resorts

These 7 overwater bungalows and resorts provide a private and romantic setting for couples, making them an ideal choice for families, honeymooners, or those celebrating a special occasion. 

Whether you want to enjoy a lazy day on your private deck or indulge in water sports and aquatic adventures, Florida’s overwater bungalows and resorts offer an unforgettable retreat that combines the best of tropical relaxation with modern luxury.

Before we dive into each one, here’s our list so you can check them out for yourself: 

  1. Bungalows Key Largo
  2. Disney World Polynesian Villas & Bungalows
  3. Little Palm Island
  4. The Grand Tiki Suite
  5. Largo Resort
  6. La Siesta Resort & Villas
  7. Playa Largo Resort

Let’s dive in!


Bungalows Key Largo

Overseas Hwy, Key Largo, FL, USA

First on our list is a resort that offers a truly magnificent overwater bungalow experience. Bungalows Key Largo is a remarkable 5-star all-inclusive resort nestled in the heart of Key Largo, Florida.

Why We Love It:

As the largest all-inclusive resort in the United States exclusively for adults aged 21 and older, it offers an unparalleled experience of luxury and relaxation.

The resort’s exceptional features include sumptuous bungalows that epitomize comfort and indulgence, granting guests an oasis of tranquility.

Among the exquisite options available are the Waterfront Bungalows, each meticulously designed to provide a seamless blend of comfort and natural beauty. You can immerse yourself in the gentle sounds of the water while taking in spectacular vistas, all from the privacy of your outdoor soaking tub.

For those who prefer the tranquil embrace of lush greenery, the Garden Bungalows are a dream come true. With King Beds, they offer spacious and elegantly appointed interiors that lead to a private veranda, creating a serene oasis surrounded by tropical foliage.

Alternatively, the Garden Bungalows with Two Queen Beds provide a comfortable and inviting escape for families or friends traveling together.

These bungalows offer the same lush garden setting and private veranda, ensuring that every guest can savor the serenity and luxury that defines this tropical retreat.

Inside Scoop:

At Bungalows Key Largo, you can start your day with invigorating daily yoga sessions or immerse yourself in ultimate relaxation at the Zen Garden Spa.

With spectacular views that capture the essence of Key Largo’s natural beauty, the resort offers an enchanting setting for a romantic escape or a leisurely getaway. Private beach access allows for moments of seaside serenity, while a choice of 4 distinctive restaurants caters to every culinary desire.

As the number one choice among all-inclusive resorts in the Florida Keys, Bungalows Key Largo promises an unforgettable experience for those seeking a perfect blend of luxury, beauty, and exceptional service.

Among its many amenities, the resort’s appeal is further enhanced by the fact that no passport is required for a memorable stay.

For added convenience and comfort, Bungalows Key Largo provides a 24/7 golf cart pickup and drop-off service, ensuring that you can effortlessly navigate the expansive resort grounds.

The Green Side:

Bungalows Key Largo is taking steps to become more sustainable. Check out their website for updates!

Travel Time:

Bungalows Key Largo is located at 99 Bayside, 63 miles south of Miami. It’s about a 1 hour and 17 minute drive from Miami International Airport (MIA). The next closest airport is Fort Lauderdale-Hollywood International Airport (FLL), which is 87 miles away.


Guests love Bungalows Key Largo for its blend of luxury and diverse amenities.


Disney World Polynesian Villas & Bungalows

Lake Buena Vista, FL, USA

Who doesn’t want a dream vacation at Disney World?

Disney’s Polynesian Villas & Bungalows, a charming Disney Vacation Club resort at Walt Disney World, immerses you in the enchanting allure of the South Pacific with its villas and bungalows.

Why We Love It:

Here, amidst swaying palms and tropical surroundings, you’ll discover an island ambiance that captures the spirit of the South Pacific, creating a truly magical vacation experience.

Disney’s Polynesian Villas & Bungalows is located at the Walt Disney World Resort and has an unparalleled location across the Seven Seas Lagoon from the Magic Kingdom with breathtaking views of the Magic Kingdom fireworks.

Among the delightful accommodations at Disney’s Polynesian Villas & Bungalows are the luxurious Bora Bora Bungalows. These spacious bungalows, numbering 20 in total, each comfortably accommodate up to eight guests, making them a perfect choice for larger groups or families.

Additionally, the resort features Standard View Deluxe Studios and Lake View Deluxe Studios, offering flexibility and comfort for different preferences.

With a variety of options, you can choose the perfect space to call your home away from home, surrounded by the captivating allure of the South Pacific.

Inside Scoop:

For those seeking culinary delights from the islands, Disney’s Polynesian Village Resort offers an array of dining options.

From savoring tropical specialties from the South Pacific to indulging in Asian-infused dishes and American classics for breakfast, lunch, and dinner, you are treated to a gastronomic journey that complements the resort’s island-inspired vibe.

The dining venues include the Barefoot Pool Bar, Capt. Cook’s, Pineapple Lanai, Kona Café, Tambu Lounge, and the delightful Ohana, where family-style Polynesian-themed dinners and bountiful breakfasts are served.

For a refreshing poolside break, you can visit the Oasis Bar & Grill. Looking for a tropical experience? Explore Trader Sam’s Grog Grotto and Trader Sam’s Tiki Terrace.

Coffee lovers and sushi enthusiasts will find their paradise at Kona Island, where they can savor coffee beverages, pastries, sushi rolls, and miniature desserts.

The Green Side:

There isn’t much information about sustainability at Disney World Polynesian Villas & Bungalows right now. Check out their website for updates!

Travel Time:

The nearest airport to Disney’s Polynesian Villas & Bungalows is Orlando International Airport, located approximately 24 miles away. A taxi ride from the airport to the hotel typically takes around 30 minutes. Additionally, the Polynesian Village Resort offers the convenience of an airport shuttle for the ease and comfort of its guests.


Disney’s Polynesian Villas & Bungalows offers not only a luxurious stay but also a culinary journey that complements the resort’s captivating South Pacific theme.

With its tranquil atmosphere, stunning views, and delicious dining options, it’s a destination that promises a truly magical and unforgettable vacation experience for all who visit. Here’s what guests say:


Little Palm Island Resort and Spa

Little Torch Key, FL, USA

Little Palm Island, nestled in the Florida Keys, is a private island resort that offers an unparalleled escape from the ordinary.

Situated on a 5-acre key off the coast of Little Torch Key, this secluded paradise can only be reached by boat or seaplane, ensuring a tranquil and exclusive retreat.

Why We Love It:

The resort’s rooms and suites are a testament to island isolation, where the day begins with champagne, the sea glistens under the sun, and the toughest decision is whether to embark on an early morning snorkeling adventure or simply relax in a hammock on the beach.

The luxury bungalows, recently redesigned and fully equipped are about to become your personal paradise in this tropical haven.

This secluded, adults-only resort limits its guests to just 60, ensuring an intimate and peaceful environment. The resort features comfortable bungalows, a serene beach, and pathways adorned with crushed seashells.

Renowned for its exceptional service and thoughtful amenities, Little Palm Island offers impeccable service, inspired menus, and breathtaking views that create an unforgettable dining experience.

The resort’s dining room, with its fantastic views and culinary masterpieces, provides an ideal setting for memorable meals.

Whether you prefer intimate indoor or outdoor seating or dreamy beachside tables, the choice is yours. For those seeking a private dining experience, the award-winning in-room dining service redefines the concept of in-room meals.

Led by Executive Chef Brendan Mica, The Dining Room never fails to impress, having been recognized as the Best Hotel Dining in Florida and the #3 Restaurant in the U.S. by Zagat in earlier years.

Inside Scoop:

Upon arrival, the resort sets the mood for a perfect private island escape by having special amenities waiting in your suite. Whether you’re looking for a romantic getaway or planning a proposal, the romantic turndown service adds a touch of magic to your stay.

With no phones, no TVs, and no distractions, you’ll find yourself immersed in a world of serenity and natural beauty.

Little Palm Island takes pride in offering the best rates when you book directly, along with special perks that enhance your experience.

Little Palm Island Resort & Spa is committed to accommodating disabled guests, providing accessible rooms and facilities to meet their needs.

And the best part is, no passport is required to disconnect and escape to this exotic seclusion, where a welcome cocktail and friendly smiles await.

The Green Side:

Little Palm Island Resort & Spa, located in the beautiful Florida Keys, places a top priority on ensuring the safety and well-being of both its guests and staff.

Amidst the resort’s vibrant underwater world lies a colorful reef teeming with tropical fish, graceful sea turtles, and playful dolphins.

Whether you’re observing dolphins feeding in the bay or encountering gentle manatees leisurely floating along the docks, the resort offers captivating opportunities to connect with the marine life that surrounds this idyllic island retreat.

Travel Time:

The address for Little Palm Island Resort & Spa is 28500 Overseas Highway, Little Torch Key, FL. Little Palm Island is only accessible by seaplane, ferry, or yacht.

The welcome station is 40 minutes north of Key West International Airport by car. It’s also a 3-hour drive south of Miami International Airport.


Typically, even the top-rated resorts around the world have some naysayers who can find something wrong with the resort.

When it comes to Little Palm Resort and Spa, however, these become far more rare —- actually, we’ll just let the reviews speak for themselves:


The Grand Tiki Suite

Key West, FL, USA

Next on our list is something totally unique. The Grand Tiki Suite is a luxurious floating tiki house rental located in the heart of Key West, Florida.

Why We Love It:

Built in 2021, the Grand Tiki Suite embodies the epitome of island living.

Its exceptional design features include an artistically crafted roof, tempered peak windows, and a stunning Ipe hardwood deck and flooring that blend seamlessly with the serene surroundings of the ocean.

The Grand Tiki Suite offers a prime opportunity for those seeking a connection with the local marine life.

You may be fortunate enough to spot dolphins, graceful manatees, playful stingrays, charming conchs, and fascinating starfish in the crystal-clear waters surrounding the suite.

One of the standout features of the Grand Tiki Suite is its unparalleled views of both sunrise and sunset, offering guests the chance to witness the beauty of the Florida Keys from a unique vantage point.

Additionally, you can take full advantage of the included amenities such as two paddle boards, two sets of snorkel gear, and a comfortable double hammock, perfect for those lazy afternoons by the water.

Inside Scoop:

Inside the Grand Tiki Suite, you are treated to a host of modern amenities to enhance your stay. These include a 50-inch LED TV, a Blu-ray player for entertainment, a convenient mini-fridge, and underwater LED soft lighting that adds a touch of magic to the ambiance.

The interior of the Grand Tiki Suite has a thatched cabana-style design with hardwood floors, vaulted ceilings, and a sumptuous king-sized bed that ensures a comfortable and restful night’s sleep.

The space is bathed in natural light, thanks to 3 French doors that open up to the stunning ocean views.

It’s important to note that the Grand Tiki Suite is exclusively accessible by water taxi, which only adds to the sense of adventure and seclusion, making it a perfect choice for those seeking an unforgettable and off-the-grid island experience in Key West.

The Green Side:

Grand Tiki Suite is a private rental that doesn’t have sustainability practices at this time.

Travel Time:

The Grand Tiki Suite is a floating tiki house in the waters of Key West, Florida. When you book through the website, the address will be provided.


Largo Resort

Key Largo, FL, USA

Next on our list is Largo Resort in Key Largo, a secluded and inspired sanctuary with Bali-inspired aesthetics.

Why We Love It:

Right in the heart of Key Largo, Florida, Largo Resort offers a unique escape with 6 bungalow-style suites and a spacious Grand Lodge. The 6 bungalow-style suites are suitable for up to 4 guests, while the Grand Lodge can accommodate larger groups of 6 to 10 people.

The bungalows are celebrated for their roominess, featuring plush mattresses, elegant bathrooms, and convenient mini-fridges. The resort itself exudes warmth and intimacy, creating a perfect setting for romantic getaways.

Largo Resort’s amenities include the picturesque bayfront infinity pool, private dockage, paddle boards, kayaks, a Tiki Hut, and the serene Sunset Pier.

Looking for something exceptional? Largo Resort invites you to make your wedding celebration or business retreat truly magical by reserving the entire resort.

With the Resort Buy-Out, you gain full exclusivity to the 3.5-acre resort, ensuring that your event is a private and memorable experience for all.

Inspired by the beauty of Bali, nature, and the surrounding waters, Largo Resort offers a unique setting that promises inspiration and tranquility. From the bayfront infinity pool to the expansive beach and secluded Mangrove Islands just off our shores, your team will experience relaxation and create unforgettable memories.

Inside Scoop:

Beyond the resort, Key Largo beckons with captivating activities like exploring underwater shipwrecks and vibrant coral reefs through scuba and snorkeling partnerships.

Additionally, you can soak in the breathtaking beauty of a Florida Keys sunset on a memorable cruise.

Insider tip: For those seeking culinary delights, Largo Resort offers the option of a private chef, an opportunity to savor exceptional cuisine while learning new recipes to cherish long after your stay.

The Green Side:

Key Largo has not published information about their sustainability practices. Check out their website for more information!

Travel Time:

The Largo Resort in Key Largo is about 64 miles from Miami Airport (MIA) and the drive is about 1 hour and 19 minutes. The drive time from Fort Lauderdale-Hollywood International Airport (FLL) takes about 4 hours and 21 minutes.


Guests love Largo Resort for its tranquil ambiance, luxurious amenities, and stunning natural surroundings that create a perfect setting for relaxation and memorable experiences.


La Siesta Resort & Villas

Islamorada, FL, USA

La Siesta Resort & Villas, located in the picturesque Islamorada, Florida Keys, offers a beachfront haven that seamlessly blends modern comforts with a warm and romantic atmosphere.

Why We Love It:

Nestled along its private beach and marina, this laid-back resort has become a favorite retreat for those seeking relaxation and outdoor adventures.

Accommodations at La Siesta Resort & Villas feature kitchenettes equipped with sinks, microwaves, and mini-fridges, providing convenience and flexibility during your stay.

Let’s talk about just a few of the room options!

The Beachfront Cottages are oceanfront standalone cottages with an open floor plan, a king bed, and a sleeper sofa, featuring beach access and a private patio.

The Oceanfront Casita, unique from the cottages, consists of two separate units, each with a king bed, sleeper sofa, and a private beachfront patio for an idyllic Florida Keys getaway.

Casa de Juan is a contemporary two-bedroom vacation rental with high ceilings, a king bed, a queen bed, a sleeper sofa, a full kitchen, and a private patio deck.

Dos Palmas is a bi-level suite offering two bedrooms, including a master bedroom with a king bed and a second bedroom with two queen beds, two full bathrooms, a spacious living and dining area, and ocean views from a private patio.

Inside Scoop:

The resort’s atmosphere is characterized by its laid-back, modern, and comfortable vibe, making it an ideal destination for a romantic getaway or simply unwinding by the beach.

Guests of La Siesta Resort & Villas are welcomed with an array of amenities designed to enhance their stay. Complimentary perks include free parking, select areas with free WiFi access, and beach towels for the pristine private beach just steps away.

The resort’s 24-hour front desk ensures that your needs are met promptly, while the marina offers opportunities for water-based activities and adventures. Plus, a delectable complimentary breakfast awaits you each morning.

It’s worth noting that a resort fee of $40 per day per room applies to cover these wonderful amenities and services.

If you’re interested in nearby attractions, La Siesta Resort & Villas is conveniently located near Bud n’ Mary’s Dive Center and the iconic Hurricane Monument, ensuring that there is plenty to explore in the area.

The Green Side:

La Siesta Resort & Villas in Islamorada is making efforts to become more sustainable. Keep an eye out for more updates on their website!

Travel Time:

La Siesta Resort & Villas is located at 80241 Overseas Highway, 33036. The drive from Miami Airport (MIA) to La Siesta Resort & Villas in Islamorada takes a little under 2 hours.


Reviews from satisfied guests highlight the appeal of the resort, with one mentioning their intention to return and rent the charming beachfront bungalows for an even more idyllic sunrise experience.

Another guest praised the fantastic ambiance and the array of outdoor activities available on the private beach, affirming their desire to return in the future.


Playa Largo Resort

Overseas Hwy, Key Largo, FL, USA

Playa Largo Resort & Spa, Autograph Collection, nestled on a sprawling 14.5-acre expanse in the heart of Key Largo, Florida, is a true gem within the Marriott Autograph Collection.

Why We Love It:

With a wide array of amenities to cater to every guest’s needs and desires, Playa Largo Resort & Spa offers a truly exceptional experience.

You can indulge in private beach access, perfect if you’re seeking sun-soaked relaxation or aquatic adventures along the pristine shoreline. The breathtaking views that surround Playa Largo Resort & Spa add an extra layer of enchantment to the experience, inviting you to immerse yourself in the beauty of Key Largo.

Golf enthusiasts will delight in the availability of an on-site or nearby golf course, while the resort’s bar and room service ensure that culinary cravings are satisfied with style and convenience.

The resort offers a plethora of activities to choose from, such as bicycle rentals, boat rentals, diving, snorkeling, and various watersports, ensuring there’s never a dull moment during your stay.

For those with a taste for family-friendly fun, Playa Largo Resort & Spa doesn’t disappoint. You can spend time with your kiddos in the game room that promises hours of entertainment for all ages.

Inside Scoop:

Culinary enthusiasts are in for a treat at Playa Largo Resort & Spa with award-winning restaurants that showcase both local and gourmet fare, tantalizing the taste buds with a symphony of flavors.

When it’s time to unwind and rejuvenate, the resort’s 6,000-square-foot spa will be calling your name, promising a wonderful afternoon or evening of relaxation and self-care.

The resort also extends its appreciation to active-duty military personnel by offering special discounts as a token of gratitude.

The Green Side:

Environmental consciousness was at the forefront of the Playa Largo Resort & Spa’s design strategy.

As the first Autograph hotel to be meticulously constructed from the ground up, the resort faced the unique challenge of infusing historic value into a brand-new property. The resort was built with a dedication to preserving the environment, particularly the homes of species of animals living nearby.

Since it was built, Playa Largo Resort has earned acclaim for its groundbreaking commitment to sustainability in the Florida Keys. The resort has adopted a Power Knot Liquid Food Composter, resulting in a substantial reduction of landfill waste, amounting to an impressive 35 tons per year.

This initiative not only underscores Playa Largo’s dedication to environmental stewardship but also significantly diminishes the resort’s carbon footprint by an estimated 147 tons each year.

Travel Time:

Playa Largo Resort & Spa, Autograph Collection is located at 97450 Overseas Hwy, Key Largo, FL 33037. It’s about 64 miles from Miami Airport (MIA), which takes about 1 hour and 19 minutes by car.


In recognition of its excellence, Playa Largo Resort & Spa has earned its place among the best hotels in the USA for 2023, as ranked by U.S. News. Additionally, it proudly holds the #2 spot among the top resorts in Florida.

Guest reviews echo the sentiments of a remarkable stay, with one guest stating, “Love it! I had a great experience. You have the beach in your backyard.”

Thanks for Checking Out Our Guide to the 7 Best Overwater Bungalows and Resorts in Florida!

We hope you’ve enjoyed exploring our guide to the 7 Best Overwater Bungalows and Resorts in Florida. This picturesque state offers a truly unique and luxurious experience that rivals some of the world’s most renowned overwater destinations. 

Whether you’re seeking a romantic escape, an intimate honeymoon, or simply a tranquil retreat surrounded by crystal-clear waters and stunning sunsets, Florida has something to offer for every traveler.

From the idyllic ambiance of the Keys to the serene beauty of the Gulf Coast, Florida’s overwater bungalows and resorts provide a perfect blend of natural wonders and modern comforts. 

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